DIGITALISATION Q2 2021 1
Our Trend Radar Effect The Trend Radar is our way
of visualising our assessment of when, and the extent to which, the most important technology trends will affect us in the coming years. The effect on us is shown on the Effect y-axis, and the time until the trend is assessed as mature is shown on the Time to maturity x-axis. User Interfaces AR/VR 5G Generation X Y Z Alpha Digital Gigants FinTech AI Quantum Computing 0 – 2 yrs 2 – 5 yrs 5 – 10 yrs Time to maturity During the 2020s, many of the trends on the Trend Radar will mature, and move out of the lab into production in the real world, affecting the Bank in numerous ways. Internet of Things Blockchain The purpose of the Trend Radar is to create a readiness and awareness within the Bank, and to actively monitor external developments. With the Radar as a starting point, we look at technology and its impact on us, as well as how we can deliberately and proactively use the benefits of our unique characteristics to our advantage in the future. HANDELSBANKEN 9 S High Medium Cloud Low